Legal

Terms and Conditions

Last updated: [Insert Date]

These Terms and Conditions ("Terms") govern your access to and use of the website, tools, and services (the "Services") provided by Dai Phuvuong ("Dai Phuvuong", "we", "us", or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

This document is a general draft template provided for informational purposes and has not been reviewed by legal counsel. It should be customised to reflect your specific business practices and reviewed by a qualified legal professional before publication, as it does not account for jurisdiction-specific requirements.

1. About Our Services

Dai Phuvuong provides AI-driven data analysis and decision-support tools intended to help individuals evaluate and organise information related to building and managing wealth. Our Services are informational and analytical in nature and do not constitute financial, investment, tax, or legal advice. Any decisions you make based on information provided through our Services are made at your own discretion and risk.

2. Eligibility

You must be at least 18 years of age and capable of forming a legally binding contract to use our Services. By using the Services, you represent and warrant that you meet these requirements.

3. Account Registration

Certain features of our Services may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Acceptable Use

When using our Services, you agree not to:

  • Use the Services for any unlawful purpose or in violation of any applicable local, national, or international law.
  • Attempt to gain unauthorised access to our systems, servers, or data.
  • Interfere with or disrupt the integrity or performance of the Services.
  • Reverse engineer, decompile, or attempt to extract the source code of any software associated with the Services.
  • Use automated means to scrape, harvest, or collect data from the Services without our prior written consent.
  • Misrepresent your identity or impersonate another individual or entity.

5. No Financial Advice

Nothing provided through Dai Phuvuong's Services should be construed as personalised financial, legal, tax, or investment advice. Our analytical outputs are intended to support your own decision-making process. You should consult with a qualified, licensed professional before making any financial or investment decisions. Dai Phuvuong makes no guarantees regarding outcomes, returns, or the accuracy of any projections generated by our tools.

6. Intellectual Property

All content, software, design elements, trademarks, logos, and materials associated with the Services are the property of Dai Phuvuong or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Services for your personal, non-commercial use, subject to these Terms.

7. Subscription and Payment

Certain features of our Services may require payment of fees. By subscribing to a paid plan, you agree to pay all applicable fees as described at the time of purchase. We reserve the right to change our pricing with reasonable advance notice. Unless otherwise stated, fees are non-refundable except as required by applicable law.

8. Third-Party Links and Services

Our Services may contain links to third-party websites, tools, or services that are not owned or controlled by Dai Phuvuong. We are not responsible for the content, privacy practices, or terms of any third-party services. Your interactions with such third parties are solely between you and them.

9. Disclaimers

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, timely, secure, or error-free, or that any analysis, projection, or output will be accurate or reliable.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Dai Phuvuong and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or financial outcomes, arising out of or related to your use of or inability to use the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Dai Phuvuong and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Services, or your violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties. You may also discontinue use of the Services and, where applicable, request closure of your account at any time.

13. Changes to the Services or Terms

We may modify, suspend, or discontinue any part of the Services at any time without liability. We may also update these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Dai Phuvuong operates, without regard to its conflict of law principles. [This section should be updated to reflect your specific governing jurisdiction.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have any questions regarding these Terms, please reach out via the contact details provided on our Contact page.